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‘An utter failure’: This economist says 401(k)s tend to benefit the richest Americans. Here's how to make yours work for you — even if you're not in the top 1%
She isn’t the only one who thinks 401(k)s are creating a great wealth divide among retirees. BlackRock CEO Larry Fink agrees with her, while even Ted Benna, the man who invented the 401(k) in 1978, ...