Car insurance companies will usually let you start your policy immediately on the same day you buy it, and most drivers are approved immediately. Lots of larger, affordable companies, like State Farm, ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

1,413 life insurance rates sets collected. 441 life insurers analyzed by our team of experts. 185 policies assessed. Dive deeper: Ratings methodology for life insurance. NerdWallet's life ...