Exclusive credit cards are often associated with wealth and privilege. In fact, owning one of the most exclusive cards in the world isn’t just about having the bank account to back it up.

You'll have to live with benefits that might become drawbacks if the card goes unused and could pay a substantial annual fee. What Is a Credit Card Sign-up Bonus? Issuers offer sign-up bonuses ...

A credit card sign-up bonus can range from less than $100 to upwards of $1,000 in the form of cash back, points or miles. Before you open a new card for the bonus cash back, points or miles ...

The next time you’re looking for a new credit card, it's worth doing a little research ... but can include where you live or work or affiliation with certain groups, such as labor unions or ...