FHA loans are invaluable for countless first-time home buyers. Despite the perks, though, FHA loans do come with some strict ...

Let’s clear up a common misconception right off the bat: Mortgage insurance does not protect homeowners. Rather, it ...

They say “these updates increase financing flexibility for lenders and developers seeking to use the programs to create new ...

Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

The Federal Housing Administration has released its first non-draft update of guidance on which defects it's most concerned about and what to do about them.

Commissions do not affect our editors' opinions or evaluations. Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have ...

These are today's mortgage and refinance rates. Mortgage rates may not drop as much as expected this year if the economy ...

A new bill introduced in the U.S. House of Representatives proposes to relieve Federal Housing Administration (FHA) borrowers of mortgage insurance premiums (MIPs) once they reach a certain level ...

On December 19, 2024, the Fair Housing Administration (FHA) and the U.S. Department of Housing and Urban Development (HUD) published a draft ...

FHA loans let borrowers with credit scores as low as 500 qualify for a mortgage if they make a down payment of at least 10%. With a 580, you can put as little as 3.5% down. That flexibility these ...

If you have an FHA, VA, or USDA home loan, a streamline refinance mortgage could lower your fees and get it done faster.

Our opinions are our own. Here is a list of our partners and here's how we make money. FHA loans are backed by the government (the Federal Housing Administration), but FHA-approved lenders set ...