Editor’s note: This is part two of a six-part series in which Peter Newman, CFA, of Peak Wealth Planning, explains the benefits of employee ... or review your plan document.

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

A phantom stock plan is a tool that may be used to transfer equity to key employees or valued team members while maintaining complete dictatorial control over your company. Virtually absolute ...

Governed by Employee Retirement Income Security Act, ESOPs primarily invest in stock issued by the employer that sponsors the plan, but often, employer stock is not publicly traded and there is no ...

Form 3921 is required when a current or ... of legal title of shares acquired under a tax-qualified employee stock purchase plan (ESPP)—including to a broker or other financial institution ...

Phantom stock plans are a flexible compensation option. Both private and public companies can grant them, and there are a variety of ways to set up the contract depending on the conditions that the ...

Key Benefit: RSUs are an attractive form of compensation because they ... Employee Stock Purchase Plans (ESPPs): An Employee Stock Purchase Plan (ESPP) allows employees to purchase company stock ...

In 27 years, the millwork specialist also has created a nice nest egg through the company’s KSOP, a retirement plan that combines an employee stock ownership plan, known as an ESOP, with a 401(k ...