It's a luxury card for those who fly frequently with Delta and can maximize the card's rich benefits. Those seeking a lower annual fee and more flexibility have other options.

Now's the time to snag a deal with Delta Air Lines' three-day flash sale on award travel to Europe. You'll want to book ...

Terms apply. If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.