You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve ...

while others may require you to maintain a minimum balance to earn the APY. Interest Rates for Checking and Savings Linked Accounts Certain banks also offer linked checking and savings accounts ...

See our picks based on interest rates, fees, and more. A bank account's interest rate is how much it earns in one year, while APY represents your total annual interest with compounding factored in.

Explore the top 5% interest savings accounts. We'll explain whether there are requirements to earn the highest APY and the pros and cons of accounts.