Some homeowners are averse to buying points. Others believe points make smart financial sense. So, who’s right? Find our take ...

New data published by the Federal Reserve Bank of New York paints a bleak picture of mortgage origination in 2024, as ...

Refinance rates for 30-year loans ticked up 3 basis points Friday, reaching 7.13%. That's now the highest level since Aug. 9. Refi rates for 30-year loans have surged about 1.1 percentage points after ...

Homeownership can be challenging for many, but for Native Americans, the obstacles to owning a home have historically been ...

These are today's mortgage and refinance rates. If the Fed ends up keeping rates steady next month, we could see mortgage ...

There are great opportunities for refinancing right now, but interest rates are likely to fall further so you may not want to ...

Note that FHA loans also have a version of mortgage insurance, but it cannot be removed from your monthly payment unless you ...

The current median interest rate is 6.99% for a 30-year fixed-rate mortgage and 6.25% for a 15-year fixed-rate mortgage ...

A strange thing happened after the Federal Reserve lowered interest rates in September. Mortgage rates rose. In fact, the ...

Should you refinance your mortgage in light of the Fed's rate cuts? Here's why holding off until the new year could work to ...

These are today's mortgage and refinance rates. Mortgage rates have been high in November as expectations around future Fed ...

Loan-level price adjustments, or LLPAs, are fees that influence the cost of a conventional mortgage based on a borrower's risk level. LLPA fees lower mortgage pricing for low-risk borrowers ...