Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...
The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.
Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...
Employers that use tracking technology and artificial intelligence (AI) to monitor workers and make employment decisions may now have one more ...
The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...
In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the ...
The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...
There are limitations as to what your employer can see under the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally ...
Harvard University has hired another law firm to help it navigate a U.S. House investigation into its response to claims of ...
The trade groups say the rule violates the Fair Credit Reporting Act, which expressly permits consumer reporting agencies to report information about medical debt and authorizes creditors to ...
argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. “Americans are frustrated by medical bills. But frustration does not justify ...