This means that a credit card offering a fixed rate lower than 20.40% or a variable rate with a maximum of 20.40% would be considered a good APR for the average borrower. It’s important to note ...

If you’re currently carrying a balance on a credit card with an APR of, say, 19.99%, you could save a significant amount by transferring your balance to a card with a lower interest rate.

1. Boost your credit score "The better your credit, the lower the rate you may get offered for a new card account," said CNBC. Further, some of the key actions you can take toward improving your ...

It's a great question. As with most things, there are pros and cons to 0% APR credit cards. Here's what you need to know to help you decide if a 0% APR credit card is a good addition to your wallet.

Get a zero-APR credit card While the average credit card interest rate now tops 20%, it’s still possible to sign up for a card that accrues no interest at all for a period of 15, 18 or 21 months.

What a credit card APR should be The average APR on all credit cards as of writing this is 16.92%. However, that doesn’t make it a good APR.