However, if interest rates go up, CD rates are also likely to rise. The bottom line is that just how much CDs rise (or don't) ultimately hinges on the Fed's decision to cut interest rates or not.

There are multiple CD options to choose from right now, each with its own set of advantages and disadvantages.

CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

With a CD that matures in just a few months ... Short-term CDs have high interest rates perfectly positioned to rise again later in 2025. And because the terms associated with these accounts ...