Why it’s one of the best online banks. Ally is one of the top online banks because it offers competitive savings and checking ...

Discover Citizens Bank CD rates. Our guide explains how CDs vary depending on where you live and helps you decide if Citizens ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

The SmartyPig Account comes with tools to create and track progress toward specific money goals—like an online piggy bank. The bank’s MMA gives consumers a place to earn a high rate on savings ...

This online bank has extended customer phone support hours ... Despite touting a “High-Rate Checking” account, the APY for Alliant’s offering is much lower than others on this list.

That starts with knowing today's average rates, choosing a high-yield savings account with an online bank and researching your options. By doing this, you can rest easier knowing you're better ...

The online bank’s interest rates are also much higher than the national average. For example, the national average rate on a 12-month CD is 1.78% as of March 2025, according to the FDIC ...

Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

Citizens Access is an online-only bank with its own line of digital savings accounts and CDs. Typically, banks aim to offer CD rates that are high enough to be competitive in the current market.

Despite being a small community bank, CFG offers rates that compete with some of the best online banks. That said, you may be able to get a similar rate with a shorter term — in other words ...

For example, depositing $10,000 in a high-yield savings account at 4 percent APY right now could earn you nearly $400 more in ...