In other words, going against the popular opinion of funneling all of your cash into a traditional bank or retirement account and modeling your strategy around your financial life cycle.

Unlike the traditional “financial life cycle” framework, behavior modes don’t assume that a client will start in one mode and make a linear, left-to-right journey that ends in another mode.

Our Financial ... cycles occur. Written by the founder of Vanguard and pioneer of the index fun, this book teaches you how long-term, buy-and-hold investing in low-cost index funds yields the best ...