Managing personal finances can often feel overwhelming, especially when unexpected expenses arise or when habits, such as alcohol consumption, lead to unnecessary spending. For many, alcohol addiction ...

budgeting might not be enough for you. Explore other options, such as seeking expert financial advice or resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.

At the most basic level, you want your monthly ... You Need a Budget is a zero-based budgeting app that’s very popular in the personal finance community, says Saephanh , who is also YNAB ...

The government's fiscal watchdog says a guaranteed basic income program at the federal level could cut poverty rates in ...

Luckily, there are many ways to adjust your monthly budget to save an extra $400 a ... But, if you buy a compact bread machine and keep basic ingredients like flour, dry yeast, and salt on hand ...

Some people budget by setting up multiple bank accounts for designated monthly expenses, such as personal, home and savings. They pay into these accounts every pay period. Others used the very ...

Shelter is a basic necessity and cannot go unpaid. On the opposite end of the spectrum, retail therapy is clearly a want. But what about grocery and dining out budgets? What about savings?