Citibank’s Access Account, one of its standard savings accounts, is a checkless account that offers a low APY and comes with a monthly service fee. If the account isn’t linked to a Citibank ...

Ramsey doesn’t have a set dollar amount that should be in everyone’s savings accounts. Rather, the answer in determining this amount depends on your savings goal.

The currently average maximum savings account rate is 2.62 per cent based on a $5000 balance, but some online banks offer 3 per cent or more. Among the big four, the average rate on $5000, five ...