You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve ...

while others may require you to maintain a minimum balance to earn the APY. Interest Rates for Checking and Savings Linked Accounts Certain banks also offer linked checking and savings accounts ...

See our picks based on interest rates, fees, and more. A bank account's interest rate is how much it earns in one year, while APY represents your total annual interest with compounding factored in.

While interest rates are always subject to change ... which is the rate of return after one year. The chart below shows the APY for each of the best savings accounts in Michigan.

This savings account offers competitive interest rates that vary based on your account balance. Amounts below $250,000 earn 4.15% APY, while rates at or above $250,000 earn 4.40% APY. The account ...