Best practice is to start the audit process—including audit firm selection—as early as 90 to 120 days before the plan ...

Ensuring plan fees are reasonable. Strong majorities of plan consultants and DC specialists consider it a priority to keep ...

Three retirement plan industry and academic heavy hitters are out with a new paper that finds retirement investors' allocation preferences and accumulated savings become more diverse with age.

The BIG news of the quarter is that there is none—or, more specifically, it’s what didn’t happen on Capitol Hill rather than what did.

A recent paper published by the National Bureau of Economic Research (NBER) demonstrated that new retirement plan sponsors generally are unaware of startup tax credits available to them, and almost ...

The digital Summer 2025 edition of ASPPA’s quarterly magazine has just been posted o In our cover story, Theresa Conti and Chad Johansen focus on marketplace excitement over more recent developments ...

Having a firm grasp on the basics of the different retirement share classes (R shares for short) will help you more quickly dial in potential solutions for clients and have more comprehensive ...

Recently there was another robust report on the state of American savings. This time it was Vanguard, more specifically their How America Saves 2025 report, one of my favorites be ...

Connecticut’s program MyCTSavings has been in operation for three years, but the Nutmeg State’s legislature already has made some adjustments that expand its scope somewhat and fine tune its ...

Another 401 (k) plan has been charged with a fiduciary breach quadfecta — excessive recordkeeping fees, expensive managed account charges, a poor performing stable value option, as well as offsetting ...

In practice, Asad and I have identified three major pain points in offshoring: Communication issues that result in rework and wasted time. Stressful deadlines that lead to delays in completing work.

Rollovers from defined contribution plans are the predominant way IRAs are funded — to the tune of 97% of them in 2022, and the numbers are only expected to grow. Therefore, understanding where this ...