If your home loan is going to be insured or issued by the U.S. government, an elevation certificate may be required before the loan will be approved. Your lender requires flood insurance.

When do you need an elevation certificate? Elevation certificates are no longer required to purchase flood insurance under FEMA’s Risk Rating 2.0. However, homeowners can choose to provide one ...

If your home is in a flood-prone area, obtaining a certificate can help lower your flood insurance premium. For example, a slab-on-grade home with a 1.25-foot FFH could qualify for a 9.85% ...

A flood elevation certificate shows your home's elevation relative to potential floodwaters. It’s used to assess your flood risk and set your flood insurance rates.

For homeowners who live in a flood zone, flood insurance is a must. In order to get the best price on your policy, you may need to acquire an elevation certificate. This document provides crucial ...

An elevation certificate indicates how susceptible a particular property is to flood damage and may help in reducing flood zone AE rates, but are not required for the flood insurance that they ...

And you may be required to get an elevation certificate. 4. If you have a mortgage, flood insurance almost always is required.