There is no shortage of excellent, low-cost exchange-traded funds (ETFs) that specialize in dividend stocks. There are some that focus on stocks that pay above-average dividends, stocks whose dividends grow rapidly,

If you want to invest your money in stocks but do not know how to pick the right stocks, you are not alone. Many retail investors have the money but are not sure how to get started in the stock market.

When I started investing, my investment choices were pretty limited. Today, with the advent of exchange-traded funds (ETFs), there is more that investors can do, and the costs are attractively cheap.