Whole life insurance policies not only cover a person indefinitely, but they can also pay dividends. As a policyholder, you can either receive these payments in cash, use them to offset future ...

Participating life insurance has investment features and other benefits, but advisors are warning clients that dividends, as well as dividend scale interest rates (DSIRs) published by insurers, are ...

At the first policy anniversary, the dividend, per the dividend option of this policy, buys a given amount of paid-up death benefit based on the age and class of the insured individual. Let’s ...