“It doesn’t matter how old you are to use a step ladder correctly, but it actually depends on the person’s physical condition ...

So, let's say you have $10,000. You could build a CD ladder like this: $2,000 in a 1-year CD $2,000 in a 2-year CD $2,000 in a 3-year CD $2,000 in a 4-year CD $2,000 in a 5-year CD Each year, one ...