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If you choose ACH, your child may have to wait up to three business days to retrieve the funds. If the situation is critical and you want them to have the money the same day, a wire transfer can ...
Unlike wire transfers, which settle instantly but come with high fees, ACH transactions are batch-processed, making them more affordable for high-volume, routine business transactions.
Bank wire transfer: Banks and financial institutions typically allow large sums to be sent through wire transfers. It’s a secure option with a flat fee, usually $50 or less.
While multiple options exist, understanding the differences between ACH, wire transfers, and other electronic payments helps businesses make informed financial decisions.
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