I've written many columns explaining how Social Security benefits are figured. So, I'm not really going to do that today.

The next step in the retirement computation formula is to add up your highest 35 years of inflation-adjusted earnings. Then you divide by 420 – that’s the number of months in 35 years – to ...

The percentage of your average monthly income that comes back to you in the form of a Social Security benefit depends on your income.(Inside Creative House / Getty Images/iStockphoto) After doing ...

Leaving early means giving up lifetime FEHB coverage, life insurance, and credit for unused sick leave toward your retirement computation. Deferred retirements are not entitled to the FERS ...

Because your current earnings of $35,000 are lower than the low year of $46,060 used in your Social Security retirement computation, the additional earnings do NOT increase your average monthly ...