$10,000 money market account at 4.40% after nine months: $328.22 for a total of $10,328.22 Difference between the two accounts: The money market account earns $10.39 more ...

$20,000 money market account at 4.32% after nine months: $644.56 Difference between the accounts: The money market account earns $8.90 more $20,000 1-year CD at 4.40%: $880.00 ...