Ideas to make Required Minimum Distribution less painful My wife and I are in that group of retirees who must make the Required Minimum Distribution (RMD) this year.

A required minimum distribution (RMD) is the smallest amount of money that must be withdrawn from certain types of retirement accounts each year. The RMD rules apply to the original accountholders ...

A required minimum distribution is the amount of money you must withdraw from your retirement account by April 1 of the year following the year you turn 73 (or 75, if you were born in 1960 or later).