A 16-digit UTR number is issued for NEFT, and a 22-digit UTR number is issued for RTGS. When you look at your bank statement or mini statement, you will find the UTR number recorded in front of it.

Same-day cheque clearance: The Reserve Bank of India (RBI) is considering a major overhaul in cheque processing, shifting from batch processing to continuous clearing. This change aims to reduce ...