RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

People often think they don't have any choice about taking the IRS-mandated required minimum distributions from their ...

Profit and prosper with the best of expert advice - straight to your e-mail. Sign up As a result of the 2020 RMD waiver, retirees may have questions about what to do in 2020. Here are some answers ...

Seniors who turn 70½ in 2020 could get a statement in the mail this month saying they have to take a required minimum distribution (RMD) from their IRA in 2020. If you're in that age group and ...

1. You inherited an IRA in 2023, and the owner did not take their 2023 RMD. 2. You are a designated beneficiary who inherited an IRA in 2020, 2021, or 2022, and the owner died on or after their ...

Learn More » You technically have all year to take your RMD -- and you have until April 1 of the following year to make your first one. But some people like to take theirs early in the year so ...

For instance, those who inherited an account in 2020 must empty—and pay income taxes on—the entire account by Dec. 31, 2030.

The CARES Act made one notable change to RMD rules: The legislation waived all RMD requirements for 2020. If you had already elected to withdraw the inherited funds under the five-year rule ...

RMD rules require that workers begin taking RMDs ... If you inherit from a non-spouse who died after Jan. 1, 2020, you'll generally need to roll the money into an inherited IRA and withdraw ...

The firm decreased its portfolio allocation in RMD by 11.47% over the last quarter. VTSMX - Vanguard Total Stock Market Index Fund Investor Shares holds 4,603K shares representing 3.13% ownership ...

Each has its pluses and minuses, but none will change the amount of your RMD – that’s based on the ... laws change on RMDs – such as in March 2020 when Congress eliminated RMDs for that ...