According to the City of Toronto, potholes form when water penetrates the top layer of asphalt through cracks in the road. After moisture freezes and expands, sections of the pavement are forced up.

If you go to the city’s website, there is a claim webform where you can enter information about the location of the pothole, the date the incident happened, what damage you experienced and ...

The number of claims to the City of Ottawa over damage to cars due to potholes has almost quadrupled in two years. In 2015, 225 claims were made, while 480 claims were made in 2016. But so far in ...

In short, pothole damage is covered under optional auto insurance policies and the city can be held liable, but it’s very difficult to be successful in a pothole damage claim against the city.

The total claims for damage caused by road conditions — predominantly potholes wrecking tires and suspensions — went from 51 in 2017 to 185 in 2018, says a report to council on the hundreds of ...