The earliest age you can claim Social Security is also 62, but your benefit is lower than if you wait until full retirement age, which in 2025 is age 66 to 67. So if you were born in 1960 or later ...

As of 2024, the average retirement age in the U.S. is 62, according to a recent Mass Mutual survey. Meanwhile, both retirees and pre-retirees mark 63 as the ideal retirement age.