An IBAN number contains up to 34 alphanumeric characters. 14 It is prefaced by a two-character country code, two check digits, and a Basic Bank Account Number (BBAN) that contains specific bank ...

Unlike IBAN codes, a SWIFT code does not identify a specific account number. 4 IBANs are commonly used for transfers in the EU and neighboring countries.

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The IBAN number identifies not only the specific bank involved in the transfer, but also the individual bank account. For this reason, banking customers will be assigned a specific IBAN for each ...

Before the IBAN was established in 1997, it wasn’t unusual for an international bank transfer to end up in the wrong bank account, the wrong bank, or even the wrong country.