The rule requires a bank to display the FDIC official digital sign (i.e., “FDIC FDIC-Insured – Backed by the full faith and credit of the U.S. Government”) on certain pages of a bank’s ...

The FDIC insurance limit on CDs is $250,000 per depositor, per insured bank, per account ownership category. If you have multiple CDs with the same bank, the insurance coverage will not exceed ...

What this means is if you have less than $250,000 in your account at an FDIC-insured U.S. bank, you don’t need to live in a constant state of panic. Your money should be safe in the bank.

Will the FDIC open the door to broader participation in a modern banking system?

The FDIC has protected American bank customers for over 90 years; in that time, no one has lost a penny of FDIC-insured funds. But remember, FDIC insurance has its limits.

You Find Out Your Bank Isn't FDIC-Backed Most banks protect your money via the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per depositor, per ownership category.

The FDIC’s operations, which also includes supervising and examining more than 5,000 banks and savings associations, do not receive congressional appropriations. Its deposit insurance fund ...

No customer has ever lost a dime in insured deposits in a bank failure. But not all bank customers have that protection. The FDIC estimates that about 37% of all bank deposits are uninsured.

The FDIC insurance coverage limit at most banks is $250,000 per depositor, per bank, per ownership category. Ownership categories include single accounts, joint accounts and trust accounts.

The FDIC insures your deposits up to $250,000 per account type and ownership type at an FDIC-insured bank. This protection can give you peace of mind even if your bank fails.

FDIC insurance of bank deposits, providing $2,500 in coverage, took effect on Jan. 1, 1934. The FDIC’s stated goal is “to maintain stability and public confidence in the nation’s financial ...