Savings accounts and no-penalty CDs both offer high interest rates and flexibility for your spare cash with the ability to access your funds at any time. And both are protected with FDIC insurance to ...

CDs traditionally lack liquidity, which can be a huge drawback. If you're afraid of being stuck paying early withdrawal penalties in case of an emergency, no-penalty CDs can help you avoid that risk.

Commissions do not affect our editors' opinions or evaluations. The best no-penalty CDs (certificates of deposit) offer a competitive annual percentage yield (APY) and fee-free access to your cash.

Learn more about today's Synchrony Bank CD rates and how they compare with the competition.

Carefully consider which type of CD is best for you. With a traditional CD, you make a one-time deposit that meets or exceeds ...

Traditionally, long-term CDs offer higher interest rates than short-term ones. This makes sense when you consider why a bank ...

Early withdrawal rules apply to most CDs you open, no matter which bank or credit union offers the account. You may be wondering, then, if there's ever a chance that your bank might waive your early ...

CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

The strained supply lines due to Covid-19—paired with an increase in demand—caused prices to surge, and the FOMC had no choice but to implement consecutive rate hikes. CD rates responded ...

If you're buying a new-issue CD, or a CD available to buy for the first time, there are usually no upfront costs. If you're buying on the secondary market, meaning you're purchasing from people ...

Investing in CDs is simple and safe -- if you follow a few basic rules. Here are some big CD investing mistakes and how to ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...