NerdWallet's budget template incorporates the 50/30/20 rule ... Your take-home pay, or your monthly income after taxes. A pay stub will likely be the easiest place to find this information.

While making a budget, you may choose to use a time-tested budgeting strategy that works for you. Popular methods include 50/30/20, paying yourself first, and envelope budgets.

(NewsNation) — Many Americans struggle to manage their finances, but a monthly budget can be a powerful tool for regaining control. According to a recent Bankrate survey, a third of Americans ...