"If not, I'd say you should look at other options to pay for your care," he says. A few insurance companies offer hybrid policies, which combine life insurance and some long-term-care coverage.

A hybrid policy combines life insurance with long-term care insurance in order to address some of the risks that may come with a traditional policy. With a hybrid policy, the premiums are paid for ...

Long-term care insurance is coverage that will pay for assisted living, nursing home care or home health care in the event you are unable to care for yourself because of a chronic condition or ...

These policies are tied to a fixed-premium universal life insurance plan that will pay out a guaranteed minimum death benefit — even if you receive long-term care. CareMatters® II pays cash ...

There are significant federal tax benefits in purchasing long-term care insurance, but like everything else in life and business ... a long-term care insurance policy is non-taxable, and the ...

Another option is to buy a life insurance policy with a long-term care rider, which allows you to use the death benefit to pay for long-term care. “Depending on the insurer, this could be a ...

Brian Gordon, President, Gordon Associates, talks to John about long-term care insurance, when people should start thinking about long-term care insurance, the benefits of buying the insurance ...

About 7.5 million Americans have some form of long-term care insurance ... about your policy. As someone who specializes in helping older adults prepare for their next phase of life, I’m ...

At the time of publishing, Genworth has suspended the sales of life ... does long-term care insurance cover? The specific coverage details depend on the insurance company and the policy.