When you input your numbers into a term insurance calculator, details like age, income, and smoking habits show up first. BMI isn’t always visible in that list, but plays a part in the premium.

The term insurance calculator shows a monthly premium of Rs 720. Now, think of another example. Same age and income, but a BMI of 31.

BMI chart. (credit: REUTERS) To simplify it, a BMI under 18.5 is considered underweight while a BMI over 25 is considered overweight and a BMI over 30 is considered obese.

Other factors will be considered PFA Pension previously informed Mona Ebdrup, a 32-year-old mother who “cycles every day, practises yoga, eats healthily and has virtually no sick days”, that she was ...

His BMI was 31, according to the reading. The World Health Organisation classifies those with a BMI of 25-29.9 as overweight, and those with a BMI greater than 30 as obese.

Insurance companies are increasingly turning down applicants solely based on their BMI – particularly those seeking life insurance or insurance against loss of working ability. A DR report cites the ...