One-in-three working Canadians will experience a period of disability lasting longer than 90 days during their working lives, according to statistics.

FACT: Many disability insurance policies do not pay out within the initial 120 days, since the company needs to assess and decide on each case. These facts originally appeared on InsurEye.

However, with the right information and preparation you can successfully challenge disability insurance denials. Here are four reasons why claims are denied and why you should challenge them.

If your long-term disability claim is denied, and your insurance adjuster isn’t treating you with respect, contact an experienced disability lawyer, like the ones at Samfiru Tumarkin LLP.

The reduction of long-term disability insurance at that age isn't unique. In fact it's pretty standard in most group plans. Life insurance itself also typically decreases or expires. The industry ...

The former construction worker found out that if CPP pays him the $900 he's owed, the insurance company would have to deduct that from his disability cheque. Then, he also has to pay tax on the $900.

A person familiar with the matter said more than 350 NHL players have disability insurance coverage and that the rates change depending on a player’s age and injury history.

“It’s troublesome to see an inverse trend between the number of Canadians who need to take time off for a disability, and those who have the coverage in place—or the finances—to do so,” said Maria ...

I bought long-term disability insurance with a 90-day waiting period. That means if I become disabled, I'll have to wait 90 days for the benefits to kick in. Thankfully, I can rely on my emergency ...