In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on Roth IRA ...

A Traditional IRA allows you to make tax-deductible contributions, but imposes income tax on subsequent withdrawals. Conversely, a Roth IRA works with after-tax dollars: you pay taxes at the time of ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you're choosing to pay taxes now in exchange for tax-free ...

It is possible to day trade with Roth IRA funds and avoid tax on earnings, but you'll face extreme limitations that make it ...

IRA certificates of deposit can be tax deductible — but only if you meet specific income requirements and don’t have certain ...

The Big Beautiful Bill brings strategic advantages for business owners, parents, and retirees – but only if you know how to ...

The truth is that Roth IRAs allow you to take tax-free withdrawals in retirement. What's more, you can invest in virtually ...

Dear Quentin, I need $80,000 for a divorce to pay my partner for home equity and to keep it all civil. This is in addition to my $20,000 in savings. I have two young children, and I have a great ...

In concrete terms, money contributed to a Traditional IRA can reduce taxable income for the year, resulting in an immediate ...

For seniors across the country, perhaps the most noteworthy aspect of the new bill is the additional deduction for this ...

The IRS has been stuck in paper-first methodologies for decades. A collaboration between the agency and consultancy FedTec ...

The good news regarding IRA mistakes is how simple they are to avoid, once you know what to look out for. The goal is to ...