The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.

To calculate industry beta effectively, use long-term historical data to capture sector-specific trends and market cycles, and incorporate macroeconomic factors such as interest rates and inflation.

Many defined-benefit pension plan sponsors in Canada are using high discount rates — the interest rate used to calculate the present value of projected future benefits — because it keeps the ...