The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.

The second step is to determine how much money needs to be set aside now to meet this future liability, by discounting it back to the valuation date at a particular rate, called the discount rate. For ...

To calculate industry beta effectively, use long-term historical data to capture sector-specific trends and market cycles, and incorporate macroeconomic factors such as interest rates and inflation.