A typical variable annuity with a mortality and expense fee of 1.35% would charge about $3,000 annually for an account with a value of $224,000. The Monument Advisor's annual cost of $240 saves ...

But, frequently there were deeper issues that didn't readily appear, which can be hidden variables. For example, there is mercury in South San Francisco Bay mud sediments that came from cinnabar ...

Miklós Rédei, Reformulation of the Hidden Variable Problem Using Entropic Measure of Uncertainty, Synthese, Vol. 73, No. 2 (Nov., 1987), pp. 371-379 ...

A typical variable annuity with a mortality and expense fee of 1.35% would charge about $3,000 annually for an account with a value of $224,000. The Monument Advisor's annual cost of $240 saves ...