When you open a deposit account, it's likely that it's FDIC-insured up to the standard $250,000. Here's what FDIC insurance is and how it works.

WASHINGTON — All banks should pay for deposit insurance according to their risk of failure, and the $100,000 limit on account coverage should be pegged to inflation, the Federal Deposit ...

Another way of getting more than $250,000 in coverage for your deposits is to add beneficiaries. If you have $1 million in deposits, for example, you would only have $250,000 covered on your own ...

If coverage were doubled, insured deposits could swell to as much as $3.3 trillion, Federal Deposit Insurance Corp. officials have told bankers in meetings over the last four months. An estimated $400 ...

NEW YORK (MarketWatch) -- Many more of you responded to my Sept. 19 column on how FDIC insurance works to cover time deposits, and how to extend that coverage to cover sums larger than $100,000 ...

If you deposit $250,000 in IRAs in your name at 10 different FDIC-insured banks, your maximum insurance coverage would in fact be $2.5 million, according to Nagle.