These letters reportedly get their name from Section 609 of the Fair Credit Reporting Act (FCRA), a federal law that regulates the credit reporting industry. While 609 dispute letters get their ...

Section 609 of the FCRA does not require that consumers submit requests using a specific template or format. What to include with your 609 dispute letter ...

While the Fair Credit Reporting Act (FCRA) does not mention a “609 dispute letter”, the FCRA does give you the right to dispute errors on your credit reports.