An annuity is an insurance contract you purchase to receive payments for a specific period, such as 30 years, or for the rest ...

There are four ways to get your money out of an annuity, but none of them involve getting your entire investment back at no cost. To access more than 10 percent of your annuity’ ...

A 2021 MIT study on SPIAs argues that annuity purchasers get about 92 cents of value per dollar spent on each policy. However, the study used corporate bond yields to discount the annuity stream ...

For valuing a CRAT annuity interest, instead of a fixed discount rate, the federal tax code prescribes one — the “§7520 rate” — which fluctuates monthly in conjunction with applicable ...