Department store credit cards are easy to get and often offer instant rewards. But for most consumers it's just another piece of plastic they don't really need.

Department store workers don’t just push store credit cards on customers during checkout because the employees are asked or told to do so. Some employees also earn monetary perks from stores ...

When I do this, I want to get rid of some extra credit card accounts. I have department store credit cards that I don't use. I want to cancel four department store cards and only keep my Macy's card.