Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts ...

A B.C. man has spent over a year battling Equifax after his credit score vanished without explanation — until Go Public uncovered a little-known rule which allows it. One expert says Canada’s ...

There are a number of perks that come with top-notch credit, and the good news is that you don’t have to hit that perfect 850 credit score to enjoy them. Just getting your credit score over 800 ...

While a high score will help in getting approved for various loans and credit, a lower score below that mid-600s benchmark — also known as “subprime” — could lead to being offered a higher ...

Higher credit scores may be moot given a housing market in which demand far outweighs supply. The cost of rental units also continues to soar, with vacancy rates reaching a new low of 1.5 per cent ...

A credit score is a three-digit number (from 300 to 900) that reflects how well someone manages credit —for example, whether they make loan payments or pay credit card bills on time.

The program aims to make things easier for newcomers, who often struggle to access credit given their lack of a Canadian credit score or history. But at least one expert says it could be a ...

According to FICO data, your credit score can drop by anywhere from 17 to 37 points if you have a fair credit score and a 30-day missed payment is reported. The impact increases with a higher ...

How to improve your credit score fast in just 12 months — step-by-step guide for 2025 Improving credit score is a lengthy process, so it is advisable to commence as soon as you can. Some of the ...