Although it's not always possible, there are several credit cards that you can use right away. Here's a list of the top six cards you can use instantly after you're approved.

Best instant access credit cards of August 2025 These cards provide instant credit card numbers, allowing you to use them right away. Updated Mon, Jul 28 2025 Ryley Amond SEO Reporter, CNBC Select ...

Prime Day might be over, but Amazon is still offering a $150 gift card instantly when you're approved for this top-rated ...

Cardless Cardless focuses on cobranded credit cards that you can use without needing the physical card, instantly upon account approval and throughout the life of the card. Through the Cardless ...

With instant approval credit cards, you have the opportunity to get approved for a card shortly after you submit an application. Unfortunately, you won't always get a decision right away.

With some instant approval credit cards, you may still have to wait for your PIN and physical credit card to arrive in the mail before you can start shopping. This process usually takes five to 10 ...