While CROA focuses on regulating credit repair companies, other federal laws are focused on protecting consumers. The Fair ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. kate_sept2004 / Getty Images The Fair Credit Reporting Act (FCRA) is a federal law that ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Oscar Wong / Getty Images The Equal Credit Opportunity Act (ECOA) is a federal civil ...

In a major change that could affect millions of Americans' credit scores, the Consumer Financial Protection Bureau on Tuesday ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) published a final Rule (the “Rule”) that prohibits consumer reporting ...

When you shop using a credit or debit card you have extra protection - Section 75 of the Consumer Credit Act for credit cards and chargeback for debit cards. Read our guides to find out more about ...

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against a nationwide consumer reporting ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...