Shorter terms (15-year loans) generally offer better interest rates than longer terms (30-year). Fees are another detail to factor into your overall payment. These can vary depending on your loan ...

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) remained ...

Over 40% of U.S. mortgages were originated in 2020 and 2021, when interest rates were at record lows. There were also some 14 million mortgage refinances during the same time. If you were lucky ...