Race, gender and age all play a role in how much credit we're able to access and whether we're able to use that credit to greatest advantage. CreditCards.com has compiled statistics on demographic ...

As soon as young people start earning in a corporate job, they apply for a credit card in no time. It is, undoubtedly, now an integral part of monthly budget of salaried persons.

Two rules for credit card rookies: Pay for all purchases immediately online, so there’s never a scramble to pay a monthly bill, and keep the credit limit at $500 or $1,000 to limit the damage ...

Some believe the right time to get a credit card is as soon as start earning, whereas others opine that you should apply for it only some after you are financially sound ...