Automated Clearing House, or ACH, payments power billions of transactions every year, yet many people don't fully understand how they work. Whether you're receiving a direct deposit from your ...

ACH debits remove money from your bank account to pay someone else. They can be set up as a one-time payment or recurring payments.

“ [ACH] works in reverse when you’re receiving a payment. So, if you set up direct deposit with your employer, you’d receive an ACH credit or push transaction once the money hits your account.

In 2024, the ACH Network processed 33.6 billion payments, a 6.7% year-over-year increase, with total payment value reaching $86.2 trillion, up 7.6%.